Privacy Policy

1. Information We Collect

We collect information you provide when applying for funding (business details, owner information, financial data), information from credit bureaus (via soft pull), and technical data (IP, device, browser) when you use our site.

2. How We Use Information

We use your information to match you with lenders, evaluate your application, improve our AI matching models, prevent fraud, comply with legal obligations, and communicate with you about your application.

3. Sharing With Lenders

To find you offers, we share relevant information with our network of vetted lender partners. Each lender is contractually required to handle your data securely and use it only for evaluating your application.

4. Service Providers

We share data with trusted vendors who help us operate the Service (cloud hosting, analytics, identity verification, communications). They are bound by confidentiality.

5. We Do Not Sell Your Data

LendIQ does not sell your personal information. We do not share your data with marketing aggregators.

6. Security

We use 256-bit TLS encryption in transit, AES-256 at rest, and SOC 2-aligned controls. No system is perfectly secure, but we work hard to protect your information.

7. Your Rights

Depending on your state, you may have the right to access, correct, delete, or port your information, or to opt out of certain processing. Email privacy@lendiq.example to make a request.

8. Cookies

We use essential cookies for site functionality and analytics cookies to understand usage. You can manage cookies through your browser settings.

9. Retention

We retain your information for as long as needed to provide the Service, comply with legal obligations (typically 7 years for financial records), and resolve disputes.

10. Changes & Contact

We may update this policy. Material changes will be announced on this page. Questions? Contact privacy@lendiq.example.